Top 5 money exchange Ho Chi Minh

When visiting Vietnam or any foreign country, having access to money is essential for completing transactions. Despite efforts to promote cashless transactions, Vietnam is still primarily a cash-based society. While cards and mobile apps are becoming more widely accepted, they may not be accepted everywhere, especially in more remote areas or smaller establishments. Therefore, we recommend that you always carry some cash for everyday transactions, especially if you want to experience the local culture authentically.

If you need currency exchange in Ho Chi Minh City, take a look at our Top 5 money exchange Ho Chi Minh.

1. Money exchange at Tan Son Nhat Airport

Address: Truong Son Street, Ward 2, Tan Binh District, Ho Chi Minh City.

At Ho Chi Minh airport, you can find many places to exchange currency to convert your currency to Vietnamese Dong (VND). Tan Son Nhat International Airport (SGN) in Ho Chi Minh City is considered a reliable option for currency exchange. The exchange rates offered at the airport are often comparable to those provided by the best money changers in Saigon.

Currency exchange counters are located at various locations throughout the airport, including the landscaped lobby and international and domestic passenger areas. Currency exchange counters often have clear signage and offer currency conversion at current exchange rates.

International terminal:

• Location 1: Near departure gate number 17.18
• Location 2: Opposite procedure sequence D (Departure station)
• Location 3: Behind the border police counter (Arrival station)
• Location 4: International Arrival Hall (exit)

Domestic terminal

• First floor: Vietinbank and ACB currency exchange stalls.

2. Best places to exchange money around Ben Thanh Market

Ben Thanh Market is located in District 1 of Ho Chi Minh City. It is a typical place here. This market is not just for normal business like other markets. It is also the best places to exchange currency in Ho Chi Minh City for those in need.

Moreover, Ben Thanh Market attracts crowds of tourists visiting Ho Chi Minh City as it is a great place to buy local handicrafts, branded goods, Vietnamese art, other souvenirs, and local street food. Not surprisingly, two of the best Money Exchange Spots in Ho Chi Minh City are the gold shops located on the opposite side of the street from Ben Thanh Market.

Read more: Top 15 Things To Do In Ho Chi Minh

Minh Thu – foreign currency exchange at Ben Thanh market

Minh Thu is a highly reputable foreign currency exchange address in Ho Chi Minh. This place allows you to exchange many different currencies. Such as: USD, Euro, British Pound, Japanese Yen, Thai Baht, etc.

The state has licensed foreign currency exchanges for Minh Thu. So you can completely trust this place. However, the exchange price at Minh Thu is usually a bit lower than in other places. However, this is still considered a place to exchange foreign currency at good prices in HCM.

• Address: 22 Nguyen Thai Binh, District 1 of Ho Chi Minh City
• Phone: +84 28 3823 8575

Ha Tam Gold Shop – foreign currency exchange at Ben Thanh market

Ha Tam gold shop is located on the side of Ben Thanh market so far. This place is famous for being the best currency exchange in Saigon. You can exchange a lot of foreign currencies of countries around the world. Such as: USD, Thai Bath, Japanese Yen, etc. Before changing, you should call to check the price first!

• Address: 2 Nguyen An Ninh, Ben Thanh Ward, District 1, Ho Chi Minh City
• Phone: 028 3823 7243

Bank branches

There are also many bank branches or ATM around Ben Thanh market for you to exchange money like:

VietinBank

• Address: 13 Phan Chu Trinh Street, Ben Thanh Ward, District 1, Ho Chi Minh City. It is located across the West entrance of Ben Thanh Market.
• Phone: +84 28 3822 8593
• Opening hours: 8:00 – 11:30, 13:00 – 16:00 from Monday to Friday; closed on Saturday and Sunday.

Vietcombank District 1

• Address: 231 – 233 Le Thanh Ton Street, Ben Thanh Ward, District 1, Ho Chi Minh City. It is less than 100 m from Ben Thanh Market.
• Phone: +84 28 3822 8589
• Opening hours: 8:00 – 11:30, 13:00 – 16:00 from Monday to Friday; closed on Saturday and Sunday.

Vietcombank Branch No. 4

• Address: 231 Le Thanh Ton Street, Ben Thanh Ward, District 1, Ho Chi Minh City. It is less than 100 m from Ben Thanh Market.
• Phone: +84 28 3822 8589
• Opening hours: 8:00 – 11:30, 13:00 – 16:00 from Monday to Friday; closed on Saturday and Sunday.

BIDV Bui Thi Xuan

• Address: 38 Pham Hong Thai Street, Ben Thanh Ward, District 1, Ho Chi Minh City. It is less than 100 m from Ben Thanh Market.
• Phone: +84 28 3824 6890
• Opening hours: 7:30 – 11:30, 13:00 – 17:00 from Monday to Friday; closed on Saturday and Sunday.

Vietcombank Ham Nghi

• Address: 132 Ham Nghi Street, Ben Thanh Ward, District 1, Ho Chi Minh City. It is 250 m from Ben Thanh Market.
• Phone: +84 28 3821 3379
• Opening hours: 8:00 – 11:30, 13:00 – 16:00 from Monday to Friday; closed on Saturday and Sunday.

Eximbank foreign currency exchange counter 59

This is one of the largest money exchange Ho Chi Minh in District 1 where you can exchange USD, British Pound, Euro, yuan …

• Address: 135 Dong Khoi, Ben Nghe, District 1, Ho Chi Minh City
• Hours: Open 8:00 am Close 22:00
• Phone: 028 3823 1316

4. Exchange currency at Saigon Backpacker Area

Saigon Backpacker Area is a common way of calling Saigon people and tourists about the residential area of Pham Ngu Lao, Bui Vien, De Tham, Do Quang Dau and neighbouring streets in Pham Ngu Lao ward, district 1, Ho Chi Minh City. Because it attracts mainly foreign tourists, you will find a lot of currency exchange points such as:

Kim Mai Gold Shop

Kim Mai Gold Shop is also a prestigious foreign currency exchange address in Ho Chi Minh City. The exchange rate here will often be higher than other exchange locations, so customers also prefer it. Besides, when exchanging foreign currency with a large amount, customers can contact the store in advance and negotiate the exchange rate to get the best price.

In addition to selected foreign currencies such as USD and Euro, Kim Mai gold shop also receives more options in Thai baht.

• Address: No. 84C Cong Quynh, Pham Ngu Lao, District 1, Ho Chi Minh City.
• Phone: 028 3836 0412.
• Opening hours: 8:00 – 20:00 daily.

Money Exchange Spots at Bank branches

You can also exchange money at bank branches near Saigon Backpacker Area like:

SaigonBank

• LAddress:333 Pham Ngu Lao Street, Pham Ngu Lao Ward, District 1, Ho Chi Minh City.
• Opening hours: 8:00 – 12:00, 13:00 – 16:30 from Monday to Friday; 8:00 – 11:00 on Saturday; closes on Sunday.

ACB Cong Quynh

• Address: 108 Cong Quynh Street, Pham Ngu Lao Ward, District 1, Ho Chi Minh City.
• Opening hours: 7:30 – 11:30, 13:00 – 16:30 from Monday to Friday; 7:30 – 11:30 on Saturday; closes on Sunday.

VietinBank

Address: 125 Cong Quynh Street, Nguyen Cu Trinh Ward, District 1, Ho Chi Minh City.

SCB (Saigon Commercial Bank)

• Address: 242 Cong Quynh Street, Pham Ngu Lao Ward, District 1, Ho Chi Minh City.
• Opening hours: 7:30 – 16:30; 7:30 – 12:00 on Saturday; closes on Sunday.

5. Money exchange at the jewelry stores

Unlike banks, which usually operate during office hours and are closed on Saturdays and Sundays, exchanging money at jewellery stores or gold shops will be more helpful. So you can also choose to go to jewellery stores or gold shops in the city to exchange money. Here, the foreign currency rate may be higher than the bank’s, but may be limited in quantity. However, it should be noted that not all gold shops offer currency exchange services.

Therese Jewelry

• Address: 9 Nguyen Thiep, Ben Nghe, District 1, Ho Chi Minh City, Vietnam
• Phone: +84 8 3824 6011
• Opening hours: Daily 09:00 – 18:00

DOJI Jewelry Store

Addresses of some Doji stores in Ho Chi Minh City:

• Address 1: Diamond Plaza Le Duan, 34 Le Duan, Ben Nghe, District 1 – Phone: +84 28 3620 3639.
• Address 2: No. 66 Cach Mang Thang 8, District 3 – Phone: +84 28 3930 6655.
• Address 3: 239 Nguyen Thi Thap Street, Tan Phu Ward, District 7 – Phone: +84 28 3775 3004.
• Address 4: No. 222-224 Le Thanh Ton Street, Ben Thanh Ward, District 1 – Phone: +84 28 7305 9590.
• Address 5: Floor 1, Opera View Building, 161 Dong Khoi, Ben Nghe Ward, District 1, Ho Chi Minh City. – Phone: 028 7300 3597.

Saigon Jewelry Center

• Address: No. 222 Le Thanh Ton, Ben Thanh, District 1, Ho Chi Minh City.
• Phone number: 028 3825 8973.

Tips for Money Exchange Ho Chi Minh

When exchanging money in Ho Chi Minh City, it’s essential to approach the process with patience and diligence. Take the time to inquire about the exchange rates offered at various spots, as rates can vary between establishments. By gathering information and comparing rates, you can ensure that you get the best deal for your currency exchange.

The Vietnamese Dong (VND) currency is used in Vietnam, with banknotes available in denominations ranging from 1,000 to 500,000 VND. While some establishments may accept US Dollars, using Dong for local transactions is generally more cost-effective, as vendors may round up exchange rates when receiving foreign currency.

Understanding the Vietnamese numbering system is also crucial for smooth transactions. Locals often omit the thousands when stating amounts, so familiarize yourself with this convention to avoid confusion during bargaining or price inquiries.

Moreover, you should pay close attention to Vietnamese banknotes, particularly the 20,000 and 500,000 VND notes, which bear similar blue shades is essential. To prevent confusion and potential scams, carefully examine the notes for differences in numbers, print, shades of blue, and note sizes.

Following these tips and procedures, you can exchange money safely and effectively in Ho Chi Minh City, ensuring a smooth financial experience during your visit.

To avoid scams when exchanging money in Ho Chi Minh City, it’s crucial to be cautious and take certain precautions. Firstly, always calculate the amount of Vietnamese Dong (VND) you should receive using a calculator on your phone based on the exchange rate and the currency you’re exchanging.

Count it carefully once you receive the money to ensure that the amount matches your calculation and that the notes are in good condition. Requesting a transaction receipt can also provide documentation in case of any discrepancies later.

Furthermore, avoiding carrying large amounts of cash is advisable to minimize the risk of theft or loss. However, if you need to exchange a significant sum, plan and balance the denominations of the notes you receive. Aim for a mix of smaller and larger denomination notes to avoid inconvenience and reduce the likelihood of attracting unwanted attention.

Lastly, if you’re uncertain about the exchange process or rates, seek assistance from a reliable native, such as a professional tour guide, to help you navigate the transactions safely. By taking these precautions and being vigilant, you can protect yourself from potential scams while exchanging money in Ho Chi Minh City.

The new rate of the Vietnamese dong

Below is the latest updated rate 2024: